Why Choose a USDA/Rural Development Mortgage?
Home loans guaranteed by the United States Department of Agriculture (USDA) provide affordable financing options for properties located in designated small towns, suburbs and exurbs. This program helps eligible low- to moderate-income families achieve home ownership by offering a no down payment option.
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100% financing 620 minimum credit score required – All Borrowers are required to have a credit score Low interest rates Low closing costs Gift funds can be used for closings costs Seller can credit up to 6% of the sales price toward buyers closing costs and prepaid items Great first-time and move up buyer program |
General Guidelines:
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*Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.